Joanna Ruesch

1603 Cherry Street

Gainesville, TX
$ 189,900 Beds 3 Baths 1 Sq 1,440 Virtual Tour
Monthly Estimate* How much can I afford?

OWNER FINANCING AVAILABLE – Your Path to Homeownership Starts Here! Don't let bank financing hold you back — this charming 3-bedroom, 1-bath home in Gainesville, TX could be yours with a small down payment. Perfect for self employed buyers who've been turned away elsewhere but are ready to build equity in a home of their own. This 1,440 sqft home offers tons of storage, with even extra rooms for a shop or crafts. Enjoy the freedom of NO HOA, plus the peace of mind of a brand-new HVAC system and a newer roof already in place. Owner financing terms are flexible to meet your budget.

Active

  • Price
  • $ 189,900
  • City
  • Gainesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • COOKE
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.243 Acres
  • Zip
  • 76240
  • Sqr Footage
  • 1,440
  • Year Built
  • 1956
  • Taxes
  • $ 4283
  • Style
  • Ranch
  • MLS#
  • 21388678
Listed By: Shoehorn Realty Group, LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Electric
Cooling Central Air,Electric
Utilities Cable Available,City Sewer,City Water
Possession Closing/Funding
Appliances Electric Oven,Electric Water Heater
School District Gainesville ISD
Year Built 1956
Architectural Style Ranch
Levels One
Unexempt Taxes 4283
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Joy Acres
Transaction Type For Sale
Occupant Type Vacant
Carport Spaces 2
County Cooke
Property Type Residential
Construction Materials Brick,Frame
Year Built Details Preowned
HOA Type None
Full Baths 1
Status Active
Directions Use GPS
City Gainesville
Elementary School Name Edison
High School Gainesvill
Elementary School Edison
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21388678
Standard Status Active
Junior High School Gainesvill
Listing Terms Cash,Owner Will Carry

Interior Features

Interior Features Cable TV Available,High Speed Internet Available
Dining Areas 1
Living Areas 2
Room Count 7
Lock Box Type Combo
Total Bedrooms 3
Total Baths 1

Exterior Features

Exterior Features Covered Patio/Porch,Storage
Lot Features Adjacent to Greenbelt,Few Trees
Fencing Chain Link
Parking Features Carport,Driveway
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 2
Lot Size Area 0.2430
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 10585.0800
Lot Size Acres 0.2430

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Edison Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/17/2026 Listed $189,900

Property vs Zip Code Average in 76240

Price
AVG $550K
$190K
Taxes
AVG $5,231
$4,283
Year Built
AVG 1989
1956

In The Neighborhood

Areas That We Cover

1603 Cherry Street Gainesville, TX is a Single Family Home for sale at $189900 with 1440 sqft and a lot size of 0.243 Acres Acre(s). 1603 Cherry Street Gainesville has 3 bedrooms, 1 baths and was built in 1956. The property's zip code is 76240 which is in Gainesville, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Joanna Ruesch

Joanna Ruesch

830-515-6166

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