465 Whistlestop Way

Ferris, TX
$ 195,000 Beds 3 Baths 2 Sq 1,150 Virtual Tour
Monthly Estimate* How much can I afford?

Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance home that's truly move-in ready, this charming cottage checks all the boxes. Don't miss your opportunity to make it yours! 100% USDA Financing available on this adorable 3-bedroom, 2-bath cottage in the heart of Ferris, TX! Barely lived in and feeling like new, this move-in ready home offers the perfect blend of modern comfort and small-town charm. Step inside to discover a bright, inviting floor plan designed for everyday living. The kitchen opens to the main living area, creating a warm and welcoming space for gathering with family and friends. The spacious primary suite provides a relaxing retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Nestled in a quiet, peaceful neighborhood, you'll enjoy the tranquility of rural living without sacrificing convenience. With easy access to major highways, you're just a short commute from shopping, dining, entertainment, and nightlife throughout the Dallas metroplex.

Active

  • Price
  • $ 195,000
  • City
  • Ferris
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • ELLIS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.076 Acres
  • Zip
  • 75125
  • Sqr Footage
  • 1,150
  • Year Built
  • 2023
  • Taxes
  • $ 4339
  • Style
  • Single Family Residence
  • MLS#
  • 21328061
Listed By: Vylla Home
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Utilities City Sewer,City Water,Electricity Connected
Possession Closing/Funding
Appliances Dishwasher,Disposal,Gas Cooktop,Gas Oven,Tankless Water Heater
Assoc Fees 100
School District Ferris ISD
HOA Fee Includes Full Use of Facilities
Year Built 2023
Levels One
Unexempt Taxes 4339
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Ferris Spgs
Transaction Type For Sale
County Ellis
Property Type Residential
Construction Materials Siding
Association Fee Frequency Monthly
HOA Type Mandatory
Full Baths 2
Status Active
Directions From 45 South,Exit 266 to FM 660 Rd and 5th St. Turn Left on E Eighth St. Right on Sterling Way. Right on to Whistlestop Way. Home is on your right.
City Ferris
Elementary School Name McDonald
High School Ferris
Elementary School McDonald
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21328061
Virtual Tour URL Branded my.matterport.com/show/?m=SconE6r8qQU
Standard Status Active
Junior High School Ferris
Listing Terms Cash,Conventional,FHA,FHA Assumable,USDA Loan,VA Loan

Interior Features

Interior Features Cable TV Available
Flooring Carpet,Laminate
Dining Areas 1
Living Areas 1
Room Count 4
Lock Box Type Combo
Total Bedrooms 3
Total Baths 2
Laundry Features Stacked W/D Area

Exterior Features

Fencing Wood
Parking Features Driveway
Lot Size Less Than .5 Acre (not Zero)
Lot Size Area 0.0760
Lot Size Units Acres
Structural Style Single Detached
Lot Size Square Feet 3310.5600
Lot Size Acres 0.0760

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School McDonald Elementary School
Middle School Unknown Middle School
High School

Price History

7/10/2026 Listed $199,900
9/18/2026 3% - $195,000

Property vs Zip Code Average in 75125

Price
AVG $410K
$200K
Taxes
AVG $5,503
$4,339
Year Built
AVG 2013
2023
Visits
AVG 159
86
Data Provided by Inside Real Estate®

Areas That We Cover

465 Whistlestop Way Ferris, TX is a Single Family Home for sale at $195000 with 1150 sqft and a lot size of 0.076 Acres Acre(s). 465 Whistlestop Way Ferris has 3 bedrooms, 2 baths and was built in 2023. The property's zip code is 75125 which is in Ferris, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.