Joanna Ruesch

41 White Oak

Gainesville, TX
$ 699,900 Beds 3 Baths 1.5 Sq 1,732 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your front-row seat to lake life, where every day feels like a getaway & every sunset is yours to keep. Perfectly positioned on a rare double waterfront lot with 149 feet of pristine shoreline is this fully furnished, turn-key retreat on Moss Lake. From the moment you arrive, the gated drive & peaceful setting set the tone: private, quiet, and worlds away from the everyday. Inside, the home has been thoughtfully reimagined to embrace its surroundings, with sunlight pouring through expansive windows that frame stunning water views from nearly every room. The open-concept living space invites connection, ideal for entertaining guests or unwinding by the wood-burning fireplace as the lake shimmers just beyond. Designed with both function & gathering in mind, the kitchen features generous prep space, abundant cabinetry & seamless flow into the living & dining areas. The primary suite offers a serene escape, while two additional bedrooms provide ample space. What truly sets this property apart is its unmatched turn-key convenience, all furniture, décor & fixtures are included, allowing for immediate enjoyment or income potential from day one. Whether you're a seasoned investor, a 1031 exchange buyer, or simply searching for the ultimate Texas lake house that can help pay for itself, this is a rare & compelling opportunity. Step outside & experience the lifestyle firsthand. Multiple outdoor living areas create the perfect backdrop for everything from peaceful morning coffee to evenings around the firepit under a canopy of stars. Your private dock & boathouse make lake days effortless. Adding even more value, the separate oversized waterfront lot offers the potential for future expansion or an additional build, giving you flexibility to grow or enhance your investment. Whether you're seeking a personal escape, a gathering place for unforgettable memories, or a proven income-producing property, this one-of-a-kind lakefront home delivers!

Active

  • Price
  • $ 699,900
  • City
  • Gainesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • COOKE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.458 Acres
  • Zip
  • 76240
  • Sqr Footage
  • 1,732
  • Year Built
  • 1987
  • Taxes
  • $ 8383
  • Style
  • Traditional
  • MLS#
  • 21217238
Listed By: Real Broker, LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Fireplace(s)
Cooling Ceiling Fan(s),Central Air,Electric
Utilities All Weather Road,Cable Available,Co-op Electric,Community Mailbox,Concrete,Electricity Available,Electricity Connected,Overhead Utilities,Phone Available,Private Sewer,Septic,Well
Possession Closing/Funding
Roof Metal,Shingle
Appliances Dishwasher,Disposal,Electric Cooktop,Electric Range,Electric Water Heater
Assoc Fees 700
School District Sivells Bend ISD
HOA Fee Includes Full Use of Facilities,Management Fees
Exclusions Boat and jet skis available for purchase
Year Built 1987
Architectural Style Traditional
Community Features Boat Ramp,Fishing,Greenbelt,Lake,Park
Levels Two
Unexempt Taxes 8383
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Whispering Hills
Transaction Type For Sale
County Cooke
Property Type Residential
Security Features Carbon Monoxide Detector(s),Security Gate,Security Lights,Smoke Detector(s)
Construction Materials Aluminum Siding,Brick
Association Fee Frequency Annually
Year Built Details Preowned
Accessory Unit Y/N No
HOA Type Mandatory
Full Baths 1
Status Active
Directions Take Interstate 35W,West on Hwy 82,North on FM 1201,Left on Chaparral Rd,Left on Southside Dr,Left on White Oak Rd,destination will be on your Right!
City Gainesville
Elementary School Name Sivells Bend
High School Muenster
Elementary School Sivells Bend
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21217238
Standard Status Active
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Built-in Features,Built-in Wine Cooler,Cable TV Available,Chandelier,Decorative Lighting,Eat-in Kitchen,Flat Screen Wiring,High Speed Internet Available,Natural Woodwork,Open Floorplan,Pantry,Vaulted
Flooring Carpet,Tile,Wood
Fireplace Features Brick,Decorative,Family Room,Raised Hearth,Wood Burning
Fireplaces Total 1
Dining Areas 1
Living Areas 1
Room Count 10
Half Baths 1
Lock Box Type Blue iBox
Total Bedrooms 3
Total Baths 2
Window Features Bay Window(s)
Laundry Features Electric Dryer Hookup,Utility Room,Full Size W/D Area,Washer Hookup

Exterior Features

Waterfront Yes
Exterior Features Balcony,Boat Slip,Covered Deck,Covered Patio/Porch,Dock,Fire Pit,Rain Gutters,Lighting,Private Entrance,Private Yard,RV/Boat Parking
Lot Features Landscaped,Many Trees,Sloped,Water/Lake View,Waterfront
Vegetation Grassed
Soil Type Unknown
Other Structures Boat House,RV/Boat Storage
Lot Size Source Public Records
Parking Features Additional Parking,Concrete,Direct Access,Driveway,Electric Gate,Gated,Lighted,Parking Pad,Private
WaterFront Features Dock – Uncovered,Lake Front,Personal Watercraft Lift
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Area 0.4580
Lot Size Units Acres
Structural Style Lake House,Single Detached
Lot Size Square Feet 19950.4800
Lot Size Acres 0.4580
Patio And Porch Features Covered,Deck,Rear Porch

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sivells Bend Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/31/2026 Listed $749,500
8/19/2026 7% - $699,900

Property vs Zip Code Average in 76240

Price
AVG $510K
$700K
Taxes
AVG $5,208
$8,383
Year Built
AVG 1988
1987
Visits
AVG 187
333
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

41 White Oak Gainesville, TX is a Single Family Home for sale at $699900 with 1732 sqft and a lot size of 0.458 Acres Acre(s). 41 White Oak Gainesville has 3 bedrooms, 1 baths and was built in 1987. The property's zip code is 76240 which is in Gainesville, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Joanna Ruesch

Joanna Ruesch

830-515-6166

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