78 Park Lane

Gainesville, TX
$ 650,000 Beds 2 Baths 2 Sq 1,300 Virtual Tour
Monthly Estimate* How much can I afford?

UNIQUE, one of a kind, fully furnished, MOSS LAKE property, a BONUS 1400 sqft boat dock with electric lift, 2nd level sun deck with a swimming area, plus .36 of an acre of land that the home sits on that is adjacent to the Moss Lake Estates Park, GORGEOUS views, amazing home... 3 level home, with lake views from every room. Built in 2019, with lake living in mind. Glass garage door that opens to the lake, with full bathroom, laundry room, parking or party area on base floor, 2nd floor is kitchen, main bedroom, full bath, living area, wood burning stove and a deck to die for. Third level is another bedroom, with loft area to accommodate more sleeping areas if needed. This very unique home and setting is worth the look, BOAT DOCK AND HOME included in listing, a very unique situation of having waterfront WITHOUT waterfront property taxes.The Park is adjacent to this property also giving you even more grass under your feet !!! An additional- 2 BEDROOM ADDITION can be finished out with lake views through 5 ft picture window, perfect for a lakeside retreat or guest quarters adding 320 sq ft to the home.

Active

  • Price
  • $ 650,000
  • City
  • Gainesville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • COOKE
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.361 Acres
  • Zip
  • 76240
  • Sqr Footage
  • 1,300
  • Year Built
  • 2019
  • Taxes
  • $ 4927
  • Style
  • Contemporary/Modern
  • MLS#
  • 21202047
Listed By: The Real Estate Station- Saint Jo
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Electric,Fireplace(s),Wood Stove
Cooling Ceiling Fan(s),Central Air,Electric
Utilities All Weather Road,Co-op Electric,Co-op Water,Concrete,Gravel/Rock,Outside City Limits,Overhead Utilities,Private Road,Septic
Possession Closing/Funding
Roof Metal
Appliances Dishwasher,Dryer,Electric Oven,Electric Water Heater,Microwave,Refrigerator,Washer
Easements Utilities
Assoc Fees 300
Number of Garage Spaces 1
Restrictions Deed
School District Sivells Bend ISD
HOA Fee Includes Full Use of Facilities
Year Built 2019
Architectural Style Contemporary/Modern
Levels Two
Unexempt Taxes 4927
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Moss Lake Estate
Accessibility Features Stair Lift
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 1
County Cooke
Property Type Residential
Construction Materials Board & Batten Siding,Fiber Cement
Association Fee Frequency Annually
HOA Type Mandatory
Full Baths 2
Status Active
Directions 78 Park Lane -From Gainesville,I-35 North,West on Hwy 82,approx. 9 miles on FM 1201,Take Spur 1201,Left into Moss Lake Estates,turn right on Park Lane - sign on property
City Gainesville
Elementary School Name Sivells Bend
High School Muenster
Elementary School Sivells Bend
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21202047
Standard Status Active
Listing Terms 1031 Exchange,Cash,Conventional,FHA,VA Loan

Interior Features

Interior Features Built-in Features,Cathedral Ceiling(s),Decorative Lighting,Eat-in Kitchen,Flat Screen Wiring,Granite Counters,High Speed Internet Available,Kitchen Island,Loft,Natural Woodwork,Open Floorplan,Pantry,
Flooring Carpet,Ceramic Tile,Luxury Vinyl Plank
Fireplace Features Freestanding,Great Room,Wood Burning Stove
Fireplaces Total 1
Dining Areas 1
Living Areas 2
Room Count 2
Lock Box Type Combo
Total Bedrooms 2
Total Baths 2

Exterior Features

Waterfront Yes
Exterior Features Balcony,Covered Deck,Covered Patio/Porch,Dock,Lighting,Private Yard,RV/Boat Parking
Lot Features Acreage,Cleared,Few Trees,Irregular Lot,Lrg. Backyard Grass,Park View,Rolling Slope,Water/Lake View,Waterfront
Fencing Chain Link
Other Structures Shed(s),Storage
Lot Size Source Appraiser
Parking Features Additional Parking,Drive Through,Driveway,Epoxy Flooring,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Rear,Garage Single Door,Heated Garage,Inside Entrance,Secured,Workshop in Garage
WaterFront Features Dock – Covered,Lake Front - Common Area,Water Board Authority – HOA
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 1
Foundation Slab
Lot Size Area 0.3610
Lot Size Units Acres
Structural Style Lake House,Vacation Home
Garage Y/N Yes
Lot Size Square Feet 15725.1600
Lot Size Acres 0.3610
Attached Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sivells Bend Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/8/2026 Listed $729,500
4/9/2026 9% - $670,000
6/2/2026 4% - $649,000

Property vs Zip Code Average in 76240

Price
AVG $510K
$650K
Taxes
AVG $5,208
$4,927
Year Built
AVG 1988
2019
Visits
AVG 188
282
Data Provided by Inside Real Estate®

Areas That We Cover

78 Park Lane Gainesville, TX is a Single Family Home for sale at $650000 with 1300 sqft and a lot size of 0.361 Acres Acre(s). 78 Park Lane Gainesville has 2 bedrooms, 2 baths and was built in 2019. The property's zip code is 76240 which is in Gainesville, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.